Services

What we do

Audit, compliance, risk, governance, and strategic advisory — scoped to your institution, staffed by people who've done it before.

What We Deliver

Six practice areas.
One integrated approach.

Each service area draws on the others — because compliance gaps don't respect org charts, and neither should your advisory team.

BSA/AML Compliance

When regulators raise the bar on AML expectations, your program needs to be ahead of it — not scrambling to catch up. We design, remediate, and validate BSA/AML programs built for scrutiny.

  • BSA/AML/CFT program design and enhancement
  • Transaction monitoring system model validation and tuning
  • Sanctions and OFAC compliance program review
  • Customer risk and country risk rating system validation
  • SAR review and quality assurance
  • Remediation planning and execution for enforcement actions
  • Exam readiness and regulatory response support

Internal Audit

We run your audit function so you can focus on running your bank. From full outsourcing to targeted co-sourcing, we plug in wherever you need capacity.

  • Full internal audit function outsourcing and co-sourcing
  • Staff augmentation including interim Chief Audit Executive
  • Specialized audits: BSA/AML, NYDFS Part 504, cybersecurity, credit risk
  • External quality assurance review
  • Independent issue validation and reporting
  • Internal audit governance and organizational structure review
  • Audit committee charter review and reporting
§§

Regulatory Compliance

Beyond BSA/AML, banks face a web of regulatory obligations — from NYDFS Part 504 to KYC re-certification. We build the policies, processes, and documentation that keep you current.

  • Compliance program design and gap analysis
  • Policies and procedures development and implementation
  • NY DFS Part 504 certification readiness
  • KYC, CDD, EDD, and periodic re-certification outsourcing
  • Regulatory change management and impact assessment
  • Compliance training and awareness programs
  • Management and board reporting on compliance posture
THRESHOLD

Risk Management

Risk appetite, controls testing, model validation — we help you build a risk framework your board and regulators can both stand behind.

  • Enterprise risk management framework design
  • Risk appetite statements, tolerance limits, and escalation protocols
  • Risk and controls matrix development and testing
  • Credit, liquidity, and interest rate risk model validation
  • Third-party and vendor risk management
  • Independent loan review and contingency funding plan testing
  • Stress testing oversight and scenario analysis
NSWE

Strategic Advisory

Whether you're expanding into new markets, migrating core systems, or rethinking your operating model — we advise on the strategy and stay for the execution.

  • Market entry and business expansion planning
  • Digital transformation and AI strategy
  • Operational efficiency and cost reduction
  • Core system migration planning and oversight
  • Talent strategy and organizational design
  • Board effectiveness assessment
  • New product and service line development

Governance

For FBOs, governance isn't just a board deck — it's how head office, the branch, and U.S. regulators stay aligned. We restructure and strengthen that chain.

  • Head Office supervision and oversight frameworks
  • Corporate governance restructuring and enhancement
  • Issue remediation tracking, validation, and closure
  • Data lineage, integrity, and completeness assessment
  • Staffing and skills gap analysis
  • Board and audit committee reporting frameworks
  • Regulatory coverage mapping and gap identification
Our Model

How we staff
every engagement

We don't pull from a generic bench. Each engagement is assembled from four tiers — giving you senior oversight, deep testing capacity, and on-call specialists without the overhead of a large firm.

Core Team

  • Direct contact with clients
  • Overall project management
  • Final deliverables and quality control
  • Status reporting and oversight

Staff Pool

  • Support the Core Team
  • Prepare workpapers
  • Perform detail testing
  • Execute fieldwork activities

Specialists

  • Subject matter expertise
  • BSA/AML and cybersecurity
  • Credit risk assessments
  • Technical issue resolution

Dedicated Contractors

  • Support on as-needed basis
  • Additional industry expertise
  • Technical augmentation
  • Scalable capacity
Integrated delivery across all tiers

Let's talk about
what's keeping you up at night.

Whether it's an upcoming exam, a remediation deadline, or a control gap you can't close internally — we've seen it before.

Start a Conversation